International wire (SWIFT via ISO 20022)
The international pain.001 is the modern successor to the SWIFT MT103 message. Generate cross-border ISO 20022 transfers with currency routing, SHA/BEN/OUR fees and per-transaction controls.
The ISO 20022 international pain.001 is gradually replacing the SWIFT MT103. Generate both formats from this interface: ISO 20022 for modern banks, MT103 for correspondent banks that have not yet migrated.